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Tips from the Credit Queen of the South

Homebuying Credit Tips


We have some homebuying advice for you. When purchasing a home, pay close attention to your payment history.

 

You only have to look as far back as the last 2 years. If you have any late payments, you have to see if you can get forgiveness from the creditor(s) for any late payments that you have.

 

The more late payments you have, the less likely mortgage lenders are willing to work with you.

The 700 Club


For the last few months, I've talked about the power of credit and the benefits of joining The 700 Club. Well, now I'm here to give you a little bit of advice on how to get into The 700 Club. The secret is to have a good credit mixture.

Financial Freedom For the Younger Generation


My lovely assistant, Raylin, is back to help the younger generation achieve financial freedom by teaching them how to establish credit to get approved for loans and get their first house and car.

Find The Lender That's Right For You


When purchasing a home, make sure you find the lender that's right for you. It's also important to find one with multiple programs to find the one most accurately fits your lifestyle.

Aggressively Boost Your Credit


When purchasing a home, make sure you find the lender that's right for you. It's also important to find one with multiple programs to find the one most accurately fits your lifestyle.

How to Remove Inquiries From Your Credit Report


Inquiries are one of the many factors that affect your credit score. Anytime you apply for a loan and get rejected, it shows up on your credit score and makes you look like a high-risk investment. Also, landlords pull credit to see if you are a responsible tenant who will pay rent on time.

Cases where I recommend Credit Karma


The Credit Queen is back with some new tips for the new year. And my first tip for 2023 is to download Credit Karma. If you're new to credit or don't know much about it, it can be a valuable tool to monitor everything that positively and negatively affects your credit score. See what's being reported in black and white in your name, and then DM me for assistance or additional questions.

Contact us today at 888-468-5974 or support@thegmtacademy.com.

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