Homebuying Credit Tips
We have some homebuying advice for you. When purchasing a home, pay close attention to your payment history.
You only have to look as far back as the last 2 years. If you have any late payments, you have to see if you can get forgiveness from the creditor(s) for any late payments that you have.
The more late payments you have, the less likely mortgage lenders are willing to work with you.
How to Remove Inquiries From Your Credit Report
Inquiries are one of the many factors that affect your credit score. Anytime you apply for a loan and get rejected, it shows up on your credit score and makes you look like a high-risk investment. Also, landlords pull credit to see if you are a responsible tenant who will pay rent on time.
Cases where I recommend Credit Karma
The Credit Queen is back with some new tips for the new year. And my first tip for 2023 is to download Credit Karma. If you're new to credit or don't know much about it, it can be a valuable tool to monitor everything that positively and negatively affects your credit score. See what's being reported in black and white in your name, and then DM me for assistance or additional questions.
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